SIP Calculator
Project monthly investment growth over time.
🔒 Processed on your device — nothing is uploaded.
Projection only, assuming a steady return. Real returns vary and are not guaranteed.
About the SIP Calculator
A systematic investment plan (SIP) means investing a fixed amount every month. This calculator projects how monthly investments — with an optional yearly step-up and an initial lump sum — could grow over the years at an expected rate of return.
When to use it
- Planning savings for education, a house or retirement
- Seeing the effect of increasing your investment each year
- Comparing a lump sum with monthly investing
- Setting realistic long-term goals
Tips for the best results
- Returns are never guaranteed; try a cautious rate as well as an optimistic one
- Even a 5–10% yearly step-up makes a large difference over 10+ years
- This is an educational projection, not financial advice
How to use the SIP Calculator
- Enter your numbers in the SIP Calculator.
- Results update as you type.
- Change any value to compare scenarios.
SIP Calculator FAQ
Is the SIP Calculator free?
Yes. The SIP Calculator is completely free with no sign-up, no daily limit and no watermark.
Is it safe to use the SIP Calculator with private files?
Yes. The SIP Calculator runs entirely inside your web browser, so your files and text are never uploaded to any server.
Does the SIP Calculator work on mobile?
Yes. It works in Chrome, Safari, Edge and Firefox on Android, iPhone, Windows and Mac.
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